Your Back-to-School Insurance Checklist
Posted: August 1, 2024
Returning to school is an exciting time, promising new lessons, growth, and fresh experiences. By ensuring your insurance coverage is up-to-date, you can better protect your child, family, property, and finances. Add the following insurance products to your back-to-school checklist to prepare for a new school year. 1. Health Insurance Your child’s health is paramount; they may be exposed to new environments and potential...
How often should I update my insurance policies?
Posted: November 2, 2023
As your life changes, your insurance policies should, too. Whether you’re celebrating a new chapter in your life or navigating significant changes, staying on top of your insurance needs is crucial to ensure you’re adequately protected. Major life events can dictate how often and when you should update your insurance policies, especially after significant life events like marriage, job changes, relocations, or expanding your family....
The Five Types of Insurance Every College Student Needs
Posted: July 16, 2021
Parents face many challenges in preparing a child for college. The process generally starts in the junior year, including monitoring grades, applying for scholarships and grants, and visiting various college campuses. The focus on college can become an all-consuming task. Once a college is chosen, and your child is accepted, a new set of challenges arises. One neglected area to add to the college "to-do"...
All Insurance Purchases are an "Accident of Timing” …Except One
Posted: July 19, 2018
No one wakes up on a beautiful Saturday morning, stretches, and says “there is only one thing that can make this day better…I’m going to find an agent and buy insurance!” Insurance is not a fun item. It’s not a shiny toy. It's purchased when necessary. It’s purchased when there is a death nearby which results in a sense of mortality (Life Insurance). It is...
Risks of Buying Cheap Insurance...
Posted: May 4, 2018
Everyone wants value for their money. Everyone wants the best price. At what point does inexpensive become “cheap”? Why does The Nicolaysen Agency seem to come up with prices that might not be the cheapest? When you’re dealing with a commodity, where one item is the same as another, cheapest price works. However, most of the things we buy are associated, in some way, with...