Home Buyer
Posted: February 9, 2019
Today we approach a common occurrence for a home buyer: Your offer (or “bid” for you Wall Streeters) was just accepted on your home purchase. Your lender has requested a binder for homeowner insurance prior to scheduling the closing. Now what? What makes up proper Replacement Cost coverage for the dwelling or structure? We believe appropriate coverage would begin by first determining the cost to...
Home Renovation & Remodeling
Posted: February 13, 2018
Part I - Renovation When you’re remodeling your home, there are various things to consider. First, changes to the home might affect your homeowner insurance and could create a future problem if the insurance company is not notified. Your policy should reflect the full cost to rebuild your home; you would want to fully protect your asset. When working with a general contractor (GC) be...