You have just hired a full-time domestic employee...
Posted: March 28, 2018
You have just hired a full-time nanny to care for your children. That makes you, the homeowner, an employer and due to NY State Statute, requires purchasing Workers Compensation and NY Disability to protect your employee. Your homeowner policy would exclude coverage for this exposure. So, where do we obtain this coverage? NY State offers a competitive market for obtaining both types of insurance....