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Our Story

Chappaqua Insurance AgentEstablished in 1929, the Nicolaysen Agency Inc., is an independent insurance agency. Our Mission is to provide risk management services in order to prepare for, and protect our clients from, the unexpected. Events happens to us all.

Our staff has extensive experience in formulating Car Insurance, Home Insurance, and Commercial Insurance coverage for families as well as businesses. Establishing relationships with our clientele through review and updating policy coverage including premium allows our account servicing to focus on monitoring & controlling the insured’s financial risk.

The carriers represented have been selected based on financial strength, product portfolio and claim-settlement protocol. Our focus is on you, the insured…from proposal through the application process and throughout the coverage period. In the event of claims, we’re there to assist and support.

An Independent Advantage

We are Independent Agents in Chappaqua, New York, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Nicolaysen Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price. What is an Independent Insurance Agent? When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice! The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company. With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision. An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible. When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.