Home & High-Value Homes
Primary, secondary and high-value homes, with coverage designed for rebuilding.
Learn more about Home & High-Value HomesIndependent · Family-Owned · Chappaqua, NY
Home, auto, business, flood and life insurance for families and companies across Chappaqua and the Greater NY Metro, shopped across the industry's best carriers.
What we insure
From a first apartment to a waterfront home, from a family shop to a middle-market company, we build coverage that fits, not just a policy that's sold.

Personal Insurance
Your home is where you raise your family and make your most precious memories. We protect it from fire, water, Mother Nature's fury, liability and theft, offer confidential property inspections to help prevent claims, and keep your coverage ready for rebuilding as construction costs rise.
Primary, secondary and high-value homes, with coverage designed for rebuilding.
Learn more about Home & High-Value HomesLiability, collision, comprehensive, uninsured motorist and roadside options.
Learn more about AutoAn extra layer of liability protection above your home and auto policies.
Learn more about UmbrellaPrimary flood policies plus excess flood coverage above standard limits.
Learn more about Flood & Excess FloodProtection for your belongings and personal liability when you rent.
Learn more about RentersCoverage for your toys and recreational vehicles, on the road or the water.
Learn more about Boat, Motorcycle & RV
Business Insurance
We insure everything from small family businesses to middle-market companies with $100mm+ in annual revenue, from off-the-shelf small business policies to custom programs underwritten through Lloyd's of London.
Buildings, equipment, inventory and business interruption.
Learn more about Commercial PropertyProtection against third-party injury and property damage claims.
Learn more about General LiabilityRequired coverage for employee injuries on the job.
Learn more about Workers' CompensationCoverage for company vehicles, fleets and drivers.
Learn more about Commercial AutoCoverage for building owners and landlords who lease space to others.
Learn more about Real Estate / Lessor's RiskCustom-built policies for hard-to-place and unique risks.
Learn more about Specialty & Lloyd'sFor many parents, the most valuable asset isn't the home or retirement account, it's the ability to earn an income. Our team offers every type of life insurance and disability policy on the market.
Why an independent agent
We're direct agents for over 40 of the best companies in the industry and represent over 100 more through our brokerage division.
Because we aren't tied to a single insurer, we compare options and recommend what's right for your risks, without gaps.
When you have a question or a claim, you call your neighbors in Chappaqua, not an 800 number.
Our Story
Founded by Erik Nicolaysen II, Nicolaysen Agency has served personal and commercial clients from the same spot on Greeley Avenue for generations, guided by a steadfast commitment to being the trusted local insurance professional.


For Our Clients
Quick links for everyday policy needs. Or just call us at (914) 238-4455.
Get a Quote
Share a few quick details and a member of our team will be in touch. No obligation, and we never sell or share your information.